Bank of Montreal Europe Public Limited Company 2025-10-31 Bank of Montreal Europe Public Limited Company 2024-11-012025-10-31 Bank of Montreal Europe Public Limited Company 2024-11-012025-10-31 France Bank of Montreal Europe Public Limited Company 2025-10-31 France Bank of Montreal Europe Public Limited Company 2024-11-012025-10-31 Germany Bank of Montreal Europe Public Limited Company 2025-10-31 Germany Bank of Montreal Europe Public Limited Company 2024-11-012025-10-31 Ireland Bank of Montreal Europe Public Limited Company 2025-10-31 Ireland Bank of Montreal Europe Public Limited Company 2024-11-012025-10-31 Luxembourg Bank of Montreal Europe Public Limited Company 2025-10-31 Luxembourg iso4217:CAD xbrli:pure

REPORT ON CORPORATE INCOME TAX INFORMATION

in compliance with chapter 10a of Directive 2013/34/EU (‘country-by-country reporting’)

Introduction

This EU Public Country-by-Country Report (the “Report”) is prepared in accordance with Chapter 10a of Directive 2013/34/EU, as amended by Directive (EU) 2021/2101 (EU Public Country-by-Country Reporting). The Report is based on financial information maintained for Bank of Montreal’s controlled entities and is used in preparing Bank of Montreal Financial Group’s consolidated financial statements, which are prepared in accordance with IFRS Accounting Standards as issued by the International Accounting Standards Board. The information presented in this Report has been prepared using the reporting instructions contained in Section III, Parts B and C, of Annex III to Directive 2011/16/EU (DAC4/OECD Country-by-Country Reporting). Jurisdictional amounts are compiled by aggregating legal entity and branch-level data. As a result, the information presented may not be directly comparable to Bank of Montreal Financial Group’s financial statements. The Report is published by Bank of Montreal Europe Public Limited Company and covers Bank of Montreal and its controlled entities in accordance with the applicable Irish legislation and EU reporting requirements.

Section 1. General information

Name of ultimate parent of group / of standalone companyBank of Montreal
Country of registered office of ultimate parent undertakingCanada
Date of start of financial year2024-11-01
Date of end of financial year2025-10-31
Reporting currencyCAD
Application of option to report in accordance with taxation reporting instructionstrue
Name and registered office of a single subsidiary undertaking which has published the report on income tax information of an undertaking that is not governed by the law of a Member StateBank of Montreal Europe Public Limited Company, 2 Harbourmaster Place, 6th Floor, IFSC, Dublin, Ireland
Name and address of a single branch which has published the report on income tax information of an undertaking that is not governed by the law of a Member StateN/A
Language of reporten

Section 2. Overview of information on a country-by-country basis

Name of Member State or tax jurisdiction Country code of Member State or tax jurisdiction Revenues Profit (loss) before tax Income tax paid (on cash basis) Income tax accrued – current year Accumulated earnings Number of employees
France FR 20044465 1044985 1443030 273599 0 12
Germany DE 1462357 69636 21866 21810 0 0
Ireland IE 1174320062 1139787770 153020202 179026345 1005346617 75
Luxembourg LU 217207 -130221 200808 85522 0 1
All other tax jurisdictions (aggregated basis)
40893485806 10187664637 2676405392 2599257944 38534596523 56273

Section 3. List of subsidiaries and activities

Name of Member State or tax jurisdictionCountry code of Member State or tax jurisdictionName of subsidiary undertakings consolidated in financial statements of ultimate parent undertakingBrief description per country of nature of activities in Member State or tax jurisdiction
France FR Bank of Montreal Europe Public Limited Company, Paris Branch Regulated Financial Services
Germany DE Bank of Montreal Europe Public Limited Company, German Branch Administrative, Management or Support Services
Ireland IE Bank of Montreal Europe Public Limited Company BMO Ireland Finance Company Unlimited Company Regulated Financial Services Internal Group Finance
Luxembourg LU BMO Finance Company I Internal Group Finance

Section 4. Omitted information

Disclosure of type of information omitted
Information omittedInformation omitted, other tax jurisdictionsExplanation of reason for omission of information
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Disclosure of information omitted for previous financial years
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Section 5. Explanations for material discrepancies between income tax paid and accrued

Explanation of any material discrepancies between income tax paid and accrued
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